Would you know what to do if you or a loved one needed care?

There is an increased need for care as we are an aging population. By 2031, 1 in 4 people will be over 65 and 66% of the population will need care by 2038. Do you know how to plan for this or will you be hot with panic when the need for care presents itself?

We have many calls every day with people enquiring for care that just don’t know what to do. Generally, individuals do not know what options there are around fees, if they can receive any government help, the differences in care options or how long this takes to put into place.

We will always do our best to show our potential clients what options they do have. We can signpost people to the correct professionals and advise them on the pros and cons to different care options. We believe there is a real importance to gathering as much information as possible – even if you or a loved one are not in need of care yet.

To help, we have put together some points you may need to consider when thinking about care:

• You may be able to receive help from the government if your capital is below £23,250
• If your capital above the threshold, it is a good idea to contact a financial advisor to help you understand your different options when paying for care. It may be that you do not have to take money out of the savings
• There are many different options for care: Hourly or Live in Care at Home, a Care Home, Sheltered accommodations & retirement villages. The most common would be Care Homes or Care at Home. Did you know that having a live-in carer at home costs around the same as a care home? Not many people realise this.
• A solicitor can offer you advice around decision making for others and power of attorney
• It usually takes up to 7 days to get care in place for you and you would usually have to be assessed first
• There is a difference between care at home/care homes and nursing care/nursing homes- carers usually can’t carry out nursing duties and you would usually get a district nurse out to cover this which can be arranged with your doctor or hospital.

If you would like to find out more information about how to plan for care, you can attend out FREE ‘planning for future care’ event where we will have 4 professionals presenting everything you need to know about care. You will also have an opportunity to ask as many questions as you like. April 27^th 2018 at 1pm-The Ruth Winston Centre, Palmers Green, N13 5UE.